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One more interesting note from an employers perspective: When I pay 100% of insurance they selected one plan that they "must have". When I pay only 75% they selected an entirely different plan that still met their needs.
I guess another way of going about this is to offer to pay 75%, let them pick the plan, and then pay it all. Or a "cafeteria" type plan where they can spend the benefit money how they wish.
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Wine breeds wisdom, Beer breeds friendship, Water breeds bacteria.
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