[marilyn]

Ronnie, I am just starting to look into this myself, I know people who have done it with success, and others not so much.............I know like with everything else you must qualify...and have anywhere from $3,500-$5,000 for fees, including attorney fee. You have to make enough money also, not everyone can do it, for example if one in the home works, you may not qualify, unless both if married are working.....There are many lenders and mortgages companys doing this now, and you should be able to negotiate fees/new mortgage if all your ducks are in a row. If I get more info today, I will PM you.