There is no doubt I am watching spending. It is not working well yet as I had some large purchases to make (appliances, new car for gf because of ending lease), but I definately have cut back at home and in the office. Things could get real bad, real fast. When systems really start to fail they can go haywire quickly, I would like to be prepared.
BTW, forgive me if I'm wrong, but the divorce/don't divorce issue seems it should be separate from the economic issues. With that said, my divorce definately was an economic issue.