- Joined
- Jul 31, 2014
- Messages
- 931
I filed bankrupcy almost 2 years ago chapter 7. I have a credit card now that I have been paying on and off since to try and improve my score. But I can't seem to get past a credit score of 669. I have applied for other credit card services to try and do the same thing I'm doing with my other credit card but I keep getting denied. I should mention I don't do this often because I know that can lower your score as well so I have maybe only applied 3 times since Oct 13. I have read that getting an auto loan will boost it up but I have a perfectly working car and I don't want/need another 200-400 dollar bill for a new car. I asking all this because my wife and I would like to purchase a home in the near future and I'm getting concerned with the fact I might not be able to.