I asked my brother in law who is an attorney working in insurance fraud about this today.He had a good point also about Social security disabilty etc..
They will absolutely need your medical records for you to qaulify.They send your records to Independent medical examiners as try to disqaulify you for one reason or another.Well you just gave them their reason and you are screwed.
And as far as needing to be monitored.Yes you go and get bloodwork every 6 months to a year as you should even not using.You educate yourself on bloodwork etc... If things are off you know why and correct it.
If your not smart enough to do that you shouldn't be using in the first place.
I guess i'm one lucky son of a bitch then with my medical coverage. I should count my blessings.
The HIPPA law passed in 1996 will allow anyone coverage if the insurance is through and employer and you meet 6 criteria. Our plan doesnt even have a pre existing condition clause. From an online article:
"With the Health Insurance Portability and Accountability Act (HIPAA) passed in the year 1996, new doors were opened for the people that weren't able to qualify for private individual health insurance. Within this act a law was passed that states that a person cannot be denied health insurance for any reason if they decide to join a group health plan. This means that if you have a job with an employer that offers group health insurance coverage, more than likely you won't be denied coverage. The only way in which coverage wont be given to a person in the even that they seek group health insurance, is in the event that you do not meet the eligibility requirements of your employer.
Some of those eligibility requirements could be the total number of hours you work per week and whether you have a salaried or an hour employee. It is of note to highlight that group health plans may refuse to cover a person with pre-existing conditions; however if you have at least 12 months of continuous creditable coverage, a group plan will not be able to deny you insurance due to pre-existing conditions.
This doesn't mean that if you have had health insurance in the past and you have a pre-existing condition you are covered. If you have had a break in coverage (lapse in coverage) and you apply for group coverage you will be given an exclusion period. During this exclusion period the insurer will not pay for any treatment or doctor visits related to your pre-existing conditions, instead you will be responsible for all unrelated treatment.
The HIPAA laws also dictate that individual health insurance coverage must be issued on a guaranteed issue basis (everyone is approved) and all pre-existing conditions are covered if someone meets 6 criteria. These 6 HIPAA health insurance requirements are an important part of the HIPAA laws to understand if you have major pre-existing conditions and have been denied for regular individual health insurance coverage."
Here are the 6 criterea:
1. You must not have any other health insurance coverage (or it will be involuntarily terminated soon - for example: the end of your 18 months or 36 months under COBRA coverage is approaching soon). If you are offered benefits at a new employer then the moment that you become eligible for those benefits you cease to be eligible for a HIPAA plan.
2. You have been insured by creditable coverage (creditable coverage being defined as having a full comprehensive major medical policy and not just a plan that is supplemental in nature or insures only against accident, disability, or liability) for the last 18 months or more with no lapse of coverage of more than 63 days.
3. Your most recent coverage was under a group health plan, a governmental plan, or a church plan; or under an individual plan that terminated due to: the insurer's insolvency, the insurer's discontinuance of all its individual coverage in your particular area; or the fact that you no longer live in the service area of your prior insurance company.
4. Your most recent coverage was not terminated due to nonpayment of premiums, fraud, or intentional misrepresentations.
5. You are not eligible under a conversion plan, a group health plan, Medicare, or Medicaid.
6. You accepted and exhausted any group continuation of coverage (including COBRA) that was offered to you.
Its not wise to tell someone to self medicate if a health problem arises, and for the same reasons its not smart to have people trying to diagnose and treat their own medical problems that might arise with long term steroid use.
Most everyone has seen the view point of deny, lie etc. Dont tell the doctor anything. I think it is important that the other viewpoint be presented so that people might at least consider it. Some on here have chosen this path, and others choose to keep it secret. Of course, I suspect that this is all a nonissue in courtries where possesion of AAS is legal? Curious to know what people in those countries do.