- Joined
- Apr 21, 2009
- Messages
- 3,113
Totally OT but I figured I'd ask you brothers since it's a thing I'm sure many have been involved in.
I was hit by another driver on Friday, not hurt by any means but rear ended and some damage done to my car. I owe about 10K on it and I was wondering - I could likely take the check from the damage if it's enough + the value of my car in it's current state and just pay it off and get rid of it. I'm pissed because I was about to go sell it anyway, now this fucker has gone and destroyed the resell value of my car. Once it's fixed now it's listed as having been in an accident. Problem is, the guys insurance company made me take pictures and a video and send them in - they said basically they are going to make me an an initial offer and send a check, then I'd have to take it to a body shop. If the shop says there is more damage than what the check is worth, they will cut the rest of the check to the shop. I don't want any of the check going to the shop - I'd prefer to get it all so I can get rid of the damn car. Is my only option to take the initial settlement check? It's not my insurance, I don't have a policy or contract with this guys insurance company so why should I have to send the rest of the money to the body shop? Just want to get rid of the car - I've never had a situation where the car was the same after being repaired in the past. I just don't like dealing with it. Any help would be appreciated.
I was hit by another driver on Friday, not hurt by any means but rear ended and some damage done to my car. I owe about 10K on it and I was wondering - I could likely take the check from the damage if it's enough + the value of my car in it's current state and just pay it off and get rid of it. I'm pissed because I was about to go sell it anyway, now this fucker has gone and destroyed the resell value of my car. Once it's fixed now it's listed as having been in an accident. Problem is, the guys insurance company made me take pictures and a video and send them in - they said basically they are going to make me an an initial offer and send a check, then I'd have to take it to a body shop. If the shop says there is more damage than what the check is worth, they will cut the rest of the check to the shop. I don't want any of the check going to the shop - I'd prefer to get it all so I can get rid of the damn car. Is my only option to take the initial settlement check? It's not my insurance, I don't have a policy or contract with this guys insurance company so why should I have to send the rest of the money to the body shop? Just want to get rid of the car - I've never had a situation where the car was the same after being repaired in the past. I just don't like dealing with it. Any help would be appreciated.