In a few years time, people are going to wish they could go back to driving simple motor vehicles without 1,000 computers that require a software engineer for every repair and subscription models for every last feature. I think the underwriting of motor vehicle insurance will have to change because it'll be cheaper to buy a new car than to repair it. These are all pressures towards subscription & rental models, outsourcing, etc. Maybe it's for the best that driving becomes a lost art or sport with respect to fatalities and the like, but it's eerie to think about.