Trying to get a new mortgage should I settle my debt

[Marvin Martian]

don't settle for a deal it will be on your report as settled for lees than owed.
also call Lexington law firm and the can help remove bad items. 3 guys at work done it and has worked like a charm

You don't need to waste money paying Lexington. There is absolutely nothing they can do that you cant do on your own.

 

[Giants83]

Marvin is absolutely right and knows his stuff on this subject. I had numerous accounts settled and removed. The lien I had I settled for less and my credit report says paid in full. Not that I settled. Do some research, save your money and go at it yourself. I spent hours reading how to deal with this stuff and what my rights were.