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blood test/life insurance

M

moose

Guest
Hey fellas. If I get a blood test for a life insurance policy will it make any difference if I am on? Basically, this is my dilemma, I haven't taken anything for about 5 months. But, just got back on just like 5 days ago. Now i am getting life ins. and have to have a light physical/blood test (if I would have known this I would have waited, but that's another story) what should I do? any opinions are appreciated.
 
If it's a full blood profile then they're going to be testing free test, testosterone, ect. Obviously if you're 'on' these numbers are going to be quite skewed. Do you think they'll inquire as to why? That will be your main dilema right there.

I assume they're trying to determine risk factors/life expectancy, I don't believe they'll be examining testosterone closely, but I really can't say. I think they will more be looking at cholesterol/triglycerides/creatinine and liver function.
 
Hey man they are gonna look at that. I know a girl who was having problems because her estrogen was too high. She was comming off some stuff and rebounded. I know this is like comparing apples and oranges, but any life insurance company might look at that as a reason to not give you full coverage. If you are gonna take it really soon you will probably be fine, as I don't know what ester you are using but it might take it a while to really become active you know.
 
well...

I guess I could just put my cycle on hold for now. I've only taken 2 cc's of prop and 2 cc's of fina and a few winny tabs. lol. I could just let my system clear which wouldn't take that long in this instance, since it hasn't even been a week. Then I could just start fresh again. hopefully since I've only taken this much, my system won't be to skewed from it? I think it's pretty much up to me when I want to get around to taking the blood test/physical, it's not like I HAVE to do it in a day or two or anything like that. Let me know what ya think as far as how to plan a time frame for the blood test, and thanks for your guys' help.
 
Moose, I had to take a blood test and a urine sample for my life insurance and my cholesterol levels were alittle elevated so my premium was alittle bit more money. Not too bad though. What are you running these days? Why don't you just give me a call so we can chat? Later bro.
 
Ahahhhh! thnx Bigwil, that eases my mind a little. I appreciate you calling me. I'll be back in your area in a couple of weeks.. Maybe we'll have to grind out some reps together as you would say! Seems like that was just yesterday.
 
moose said:
Ahahhhh! thnx Bigwil, that eases my mind a little. I appreciate you calling me. I'll be back in your area in a couple of weeks.. Maybe we'll have to grind out some reps together as you would say! Seems like that was just yesterday.
As my Grandpa would say... You still toten them weights?
 

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