- Sep 9, 2006
So I just finished school, and have a lot of debt from student loans. However I am about to start a job now and my life is just starting out. I really need a loan to buy a car for the job but due to my credit, debt ratio I am having a hard time getting a loan. I also have a chargeoff of 100 dollars form 5 years ago my roomate didnt pay the utility bill and it was under my name and i had moved out. Is there any way i will be able to get a loan or am I just dreaming??