you ever listen to Andy Frisella's podcast? I think it would be very beneficial for you mentally and physically. He is not everyone's cup of tea. He can be a little annoying at times when he goes on a rampage rant but otherwise, he's very intelligent when it comes to biz and life.
The reason I ask this is you make a ton of excuses. It took several days of posting why you couldn't post a pic yet. This post above is loaded w excuses that all have a solution.
Cold out does not mean you cant do cardio. There is no reason you shouldn't be doing cardio every day if your love handles bother you as much as you state.
Your biz burned down. That sucks but again you still coulda lifted and done cardio.
Being sick doesn't mean you cant eat healthy now. Being on the road doesn't mean you couldn't have packed your meals to eat healthy.
I could keep going but my point is not to pick apart everything you say. It is simply to show you that you make a ton of excuses.
His podcast talks a ton about mental toughness and how to create it. It even has a program for free you can follow to build mental toughness and that program includes dieting, cardio, prepping meals etc. All the stuff you need to have in your tool belt if you ever want to get lean and stay lean to lose your BF. Plus, you'll learn a lot of great business techniques and tips. You can listen to it while doing cardio outside if your too busy

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Best of luck. You just gotta commit and start.