I know three people who have gone to a great surgeon here in NY for trnasplants and they look amazing. It's expensive, it requires multiple procedires over several years, but the end result is a natural recreated hairline. I can pass the name of the doc along if anyone's interested - he is consistently rated in the top 5 nationwide (Dr. Unger is #1 nd has been for over a decade, by the way).
I also know two people who have used MHN - you know the Sy Sperling company formerly known as Men's Hair Now. They both opted for the most expensive "system", and it does look pretty good. It is not 100% natural looking, but it is about 95% natural. The maintenance is insane, it is not very comfortable, and it is actually more expensive than surgery.
In my opinion, do the surgery - it's natural, permanent, and the recovery time is a breeze. It also happens to be more cost-effective over the long run.