O/T selling a car not in my name

[RLara85]

I've recently come down with terrible health issues and am having to sell my car. Now, i'm in the middle of a lengthy disability claim process due to my health and am not allowed to have large assets under my name, I put the title of my car under my mother's name so it wouldn't be one of my assets.

Now that i'm selling it, can I still take care of the entire transaction myself? Or will she have to do it? I've never actually sold a car before which just adds to the confusion, but as long as the back of the title is signed by her, does the bank require her for any of the process since the title is hers?

 

[Thick1]

If your mother is listed as the legal owner and she has the title to the car and you sell it all your mother has to do is sign off on the car and send in a notice of ownership transfer, you can do the rest.

 

[RLara85]

So in the bill of sale would I sign as the seller since I'm taking care of the transaction, or would I get her signature as seller since it's her title?

 

[617ricky]

This situation gets a bit shadier every time you post about it, ha.. If you have the title, all that's required is her signature - the buyer brings that to the registry/ins co. by themselves.. If she's not present at the time of sale, and she has a different last name as you, that would definitely create some suspicion tho.. You don't just sign it over for her, it's supposed to be her signature.

 

[RLara85]

oh it's shady lol... lots of shade

we do have different last names, I've just never actually sold a car before so I have no clue what goes on in the bank, like if they require the actual title holder to be there in person etc.

I figured the easy way was to just have her sign and date the back of the title along with a "sold as is" statement and he gets that, I get the money, we're done. but it seems that's the ghetto fabulous way.

 

[617ricky]

Like I said, she doesn't necessarily have to be there.. But spending over $10K on a car, a buyer usually likes the peace of mind of knowing everything is legit.. So if you pull the title out with a woman's name/signature on it, they may want to know what's up.. Your story isn't the most assuring (with different last names and all), but if they believe you, you're all set.. I'm not accusing you of pulling anything shady, but beware if you are forging her name and selling the car fraudulently, it will definitely catch up with you and ruin your day..

 

[RLara85]

oh no, no fraud here, the car is mine, i just literally can't have any assets under my name at the moment so she's lending a hand by putting them under hers. Ideally I can just have her do the actual final transaction I suppose.