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Buy or Rent in this particular situation.

bananas007

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Pro M family. Would you buy or rent in the situation described below.

Currently, I live in Atlanta, Ga. I travel for work, and am home anywhere from max 14 days to sometimes as little as 4 days a month.

I have no family and am single and none coming anytime soon.

I dont want to live in Atlanta, for ever. I think I may move in 1 or 2 years.

I dont care about fancy "City life" per se. I like going out and stuff, but dont mind living in a modest suburb.

If I could find a VERY modest property for 100-150K, and have about 20 to 30K to put as a down payment.

Knowing this situation would you go ahead and buy or would you continue renting. Rent is about 1100$ - 1300$ a month.
 
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bananas007

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The pros of renting are obvious, I am not tied to anything. I can pack up and move in a year without thinking twice.

The pros of buying a house, it is my own. can be considered an investment. I dont have to constantly keep moving my belongings. I have some gym equipment that is difficult to move.

My worry is how much loss will I incur If I decide to sell it in a year or two. I dont anticipate money to be a big issue, so I dont have to sell it right away, and do not mind putting it on sale and waiting even if it takes 6 to 12 months to sell.

but this is my first time home buying, and I want to hear from some experienced people.
 

little slice

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I would consider waiting until after the midterm elections to decide



-things swing left: they try to import millions upon millions of 3rd world mongrels and get them on the taxpayer dime to swell their voting base

-things swing right: things may be looking up... for a time.
 

thethinker48

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I would consider waiting until after the midterm elections to decide



-things swing left: they try to import millions upon millions of 3rd world mongrels and get them on the taxpayer dime to swell their voting base

-things swing right: things may be looking up... for a time.
*SIGH*

Sent from my Pixel XL using Tapatalk
 

thethinker48

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I take it you've never been to southern California :eek:
Midwest winters have already driven me crazy, no need to add nutty people into the recipe

Sent from my Pixel XL using Tapatalk
 

get it in ya

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Pro M family. Would you buy or rent in the situation described below.

Currently, I live in Atlanta, Ga. I travel for work, and am home anywhere from max 14 days to sometimes as little as 4 days a month.

I have no family and am single and none coming anytime soon.

I dont want to live in Atlanta, for ever. I think I may move in 1 or 2 years.

I dont care about fancy "City life" per se. I like going out and stuff, but dont mind living in a modest suburb.

If I could find a VERY modest property for 100-150K, and have about 20 to 30K to put as a down payment.

Knowing this situation would you go ahead and buy or would you continue renting. Rent is about 1100$ - 1300$ a month.

100 percent rent, no question
 

MonkeyBoy

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BUY....in Atlanta, land is cheap.

If you lived in SF or Seattle - NO
 

bananas007

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argh,

both opposite answers. just like my brain. Cant seem to decide.

can you guys give me some input on what the reason would be for either or?
 

chadd7

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Interest rates are around 5%. I don't see how you would benefit from purchasing a home if you plan to sell it in 1-2 years. No way you would make money off that.
 

pesty4077

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What I did as a single guy was just rent a room. I used that extra money for other things. Rooms would probably be less then half of renting a house. Put everything else in storage. Usually you won't have to pay for utilities either.
 

little slice

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argh,

both opposite answers. just like my brain. Cant seem to decide.

can you guys give me some input on what the reason would be for either or?




im a financial expert



trust me, you do not want to buy a house right now..


so many reasons.
 

bananas007

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What I did as a single guy was just rent a room. I used that extra money for other things. Rooms would probably be less then half of renting a house. Put everything else in storage. Usually you won't have to pay for utilities either.

While I am a single guy, pesty. There are few things I that prevent me from living with someone. I could do it in my 20s but not my 30s

1. I have am OCD. There was a point in my life, where I would have to wipe door knobs if someone else touched them. I am better now, but there are certain things that will bring them on.

2. I am very paranoid about drugs. I am 100% legal (i know ironic being on the forum), but that was my younger days. I dont even have TRT or anything in my house. Atlanta being Atlanta, every other person smokes recreational weed. I do not want to be around it, or any other illegal materials. I do not want the trouble of dealing with law, even though chances are nothing would happen just not worth it for me.

3. My ex wants to get a 2 bedroom with me. She is an amazing person and my undoubtedly the closest friend I have, but I don't want to go down that road. I want to be able to date and have a life of a single person, without having to look at the hurt in her eyes.


All though i will say in my 20s I lived off craigslist sublets, ALL the time. LOL it was a fun experience and met all sorts of interesting people. Some I am even close friends with to these days. But now in my 33, I just don't want to deal with peoples odd habits, and don't want to have people to deal with my odd habits. Like doing cardio at 1 AM and blasting my Youtube.


Anyways I ended up signing a lease for one year, during that time period. I plan on saving a chunk of money and hopefully buy something
with a large enough deposit where I wouldn't have to take a large mortgage.

PS if anyone ever visit Atlanta, and are aroun my age (33), or older and have a time to meet up.. feel free to shoot me a pm. would love to meet up for lunch or coffee, if time permits.
 
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