Long story short. Long relationship, 13 years, married for 4 years. Got divorced. Currently 30. Lost a decent Amount of money to my ex wife. Not left in a hole, but not overly well off.
Been working in healthcare with good health insurance, 403b, pension since 21. I don’t have many student loans left, I have a decent 403b for my age, but my saving account is lacking due to divorce, selling our house, etc.
I’ve been with my new girl for some time now. We would like to upgrade our home. We make a good amount of money together. She has a large savings. She really wants me to help with the down payment which I am not ready for which she understands and is willing to wait until I can. I just want to get there as soon as possible.
Besides working extra within reason like I do, so our relationship doesn’t suffer, cutting back within reason.. we are 30 not 22. She has a 5 year old that is basically mine.. we want to have more kids soon.. so we don’t want to postpone life for to long.
I understand it’s easy to say stay just keep saving.. but life keeps moving and we want a better home, neighborhood and environment for our kids, a happier home. Plus our current home will need major major upgrades soon.
I don’t from what I read want to withdraw from my 403b even 4-7k.. is it smarter just to hold contributions from my 403b for a few months and pocket that so I’m not withdrawing? But at least current money is growing?
Any suggestions??
Been working in healthcare with good health insurance, 403b, pension since 21. I don’t have many student loans left, I have a decent 403b for my age, but my saving account is lacking due to divorce, selling our house, etc.
I’ve been with my new girl for some time now. We would like to upgrade our home. We make a good amount of money together. She has a large savings. She really wants me to help with the down payment which I am not ready for which she understands and is willing to wait until I can. I just want to get there as soon as possible.
Besides working extra within reason like I do, so our relationship doesn’t suffer, cutting back within reason.. we are 30 not 22. She has a 5 year old that is basically mine.. we want to have more kids soon.. so we don’t want to postpone life for to long.
I understand it’s easy to say stay just keep saving.. but life keeps moving and we want a better home, neighborhood and environment for our kids, a happier home. Plus our current home will need major major upgrades soon.
I don’t from what I read want to withdraw from my 403b even 4-7k.. is it smarter just to hold contributions from my 403b for a few months and pocket that so I’m not withdrawing? But at least current money is growing?
Any suggestions??